Household Loan

Big changes, or a lick of paint…

Bedroom, bathroom, kitchen or garden; inside or out. Whether you’re starting from scratch or touching up, a personal loan from Community First can help make your plans reality.

Holiday Loan

Planning that trip of a lifetime, or just need a little getaway?

A personal loan from Community First can help you get your holiday booked, or provide a last-minute boost to your holiday budget.

Crisis Loan

Unexpected bill? Sudden change in circumstance?

Community First maybe able to assist with a loan with a low interest, or in some cases interest free; giving you the breathing space you need to get back on your feet.

Family Loan

For whatever your family needs.

Do the kids need new back to school supplies, have they out grown their clothes or their bedroom? Does the whole family need a holiday? Whatever your family needs, a Family loan can help.

Personal Loan

Affordable loans starting from £100

Help spread the cost of your next purchase or project. Flexible options and a personal approach to finding the right solution for you. You may still be eligible even if you have a poor credit history. Interest Rate offered will depend on the amount borrowed and your personal circumstances.

Car Loan

Unexpected repair? Time for an upgrade?

Four wheels or two, new or used; it’s up to you. A personal loan from Community First can be used to get a new car or van, bicycle or motorbike.

I would like to borrow
and pay it back over
  • Every Week Total Total Interest Payable
  • Every 2 Weeks Total Total Interest Payable
  • Every Month Total Total Interest Payable

The figures given are for illustrative purposes only. Actual Interest rates may vary subject to loan amount and status; the maximum APR on a loan of [LOAN_VALUE] is [MAX_APR]. Whilst every care has been made in the production of this document, the Credit Union, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.

Want to Save?

Whatever your goals, Community First has a savings account to help you

Prudent Savings Account

Your everyday savings account. By default, all your deposits will be made to your Prudent Account and from there distributed to your other savings account.

Apply now

Second Savings

Save with the flexibility to withdraw at any time. You can deposit a regular amount to build savings and a savings habit, or you can make ad hoc deposits; which ever suits your savings need.

Apply now

Young Savers

Start their savings journey early with a Community First Junior Savers account. As little as £1 per week from birth, and they’ll have over £900 by the time they reach 18.

Apply now

Christmas Savings Account

Perfect to build savings for Christmas. Whether to help with gifts, a family dinner, or if you prefer to get away somewhere warmer during the Christmas break; your Christmas Savings account helps you spread the cost throughout the year.

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Back to School Savings Account

Be prepared for those back to school expenses, such as uniforms, stationery, bags and shoes. Also suitable for getting ready for further education needs, for example a new laptop, or setting up their home away from home at uni.

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Common questions about Community Banks

A community bank (also known as a credit union) is a not-for-profit financial group. Customers pool their savings and lend money to each other at fair rates.

Unlike banks, we are owned by the people who use our services. We operate for the benefit of our account holders and extra money we make goes back to you, or to community services, instead of paying outside shareholders.

You can easily access your savings in one of our branches, or by using our online banking and mobile app services.

Your savings are safe and secure with Community First. In the unlikely event we experience financial difficulties, your savings are insured by the FSCS up to £120,000.