Whether you need a loan for an unexpected expense, a holiday, to help out with the costs of Christmas or to help finance a new household item; Community First Credit Union is here to help, offering fair and affordable loans for a variety of purposes that are built around your needs.
Each application is assessed by our Loan Officers for affordability and you can be sure your personal circumstances are taken into consideration. As such, we will never encourage you to borrow more than you can afford and our loans are tailored to your needs.Loan calculator Apply for a loan
The figures given are for illustrative purposes only. Actual Interest rates may vary subject to loan amount and status. Whilst every care has been made in the production of this document, the Credit Union, or its staff, cannot be held responsible for any omissions, errors or other mistakes made herein. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.
Anyone can apply for a loan as long as they meet the following criteria:
If you’re not already a member of the credit union you can join at your nearest branch, or by completing our online application
You can apply for a loan online through the member’s area and logging into your account. The application should be fully completed to the best of your abilities ensuring you detail any circumstances that will help us to assess the application to the best of your needs.
If you aren’t currently registered for online banking and are wanting to sign up to this option then follow the below link to get registered.
You can also choose to apply at any of our branches or outreach centers, where a member of our team will be able to assist you in person if required.
All our branches will have application forms available to complete, or if you prefer you can download a version of the application to complete at your leisure by clicking the below link.
All our applications will need supporting documentation to help assist us in assessing affordability, please ensure any application you complete you include the following that apply to you:
We aim to give you a decision on your application as quickly as possible but at times, especially peak times, this may not be possible and may take up to 5 working days to get a decision back to you.