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Need a loan?
- Loans
  - Personal loans
    
    Personal loans
    
    Community First Community Bank is here to help, offering fair and affordable loans for a variety of purposes that are built around your needs.
  - Family loans
    
    Family loans
    
    Help spread the cost of whatever your family needs with our Family Loan. Easy repayments, as they’re straight from your child benefit.
  - Business loans
    
    Business loans
    
    You can count on us to provide a business loan solution at a competitive rate with flexible terms.
  - Community group loans
    
    Community group loans
    
    Our community group loans offer assistance to your groups individuals needs in order to help benefit our local community together.
  - Terms and Conditions
    
    Terms and conditions
    
    All our loans are provided subject to status and affordability.
Savings
- Savings
  - Savings accounts
    
    Savings accounts
    
    Your savings are safe and accessible with Community First Community Bank.
  - Prudent account
    
    Prudent account
    
    This is your standard savings account with the community bank. It also gives you access to other community bank services such as low cost loans and our Budgeting Account Service.
  - Christmas savings
    
    Christmas savings
    
    Spread the cost of Christmas by setting something aside regularly.
  - Young savers
    
    Young savers account
    
    At Community First Community Bank we encourage saving for juniors.
  - Community group savings
    
    Community group savings
    
    Need somewhere for your Community Group to save or deposit subscriptions fees?
  - Save through your pay
    
    Save through your pay
    
    Payroll Deductions are a simple and convenient way for account holders to build savings.
  - Budgeting account
    
    Budgeting account
    
    Our Budgeting Account helps you manage payments to and from your community bank account.
  - Businesses
    
    Businesses
    
    Whether you are a sole trader or an SME, Community First Community Bank offers an alternative to high street bank accounts for your business.
Access your money
- Access your money
  - Card services
    
    Card services
    
    A great service for those who do not have or want a bank account.
  - Online banking
    
    Online banking
    
    Access many of our services without having to visit one of our branches.
  - In branch
    
    In branch
    
    Bank transfers may be requested from your Community Bank account from any of our branches.
  - Mobile App
    
    Mobile App
    
    On the Move? Manage your money anywhere, anytime.
Services
- Services
  - Budgeting account service
    
    Budgeting service
    
    Helps you manage payments to and from your Community Bank account.
  - Need a New Household Appliance?
    
    Need a New Household Appliance?
    
    An affordable and convenient way to access a wide selection of the latest household appliances.
  - Domestic Appliance Referral Management Service
    
    Domestic Appliance Referral Management Service
    
    Provides access to a wide range of the latest household appliances for both your referred customers and staff members.
Councils, landlords & schools
- Councils, landlords & schools
  - Tenant support scheme
    
    Tenant support scheme
    
    Protect your interests and investments while supporting your tenants and maintain their tenancy.
  - Fund management
    
    Fund management
    
    Community First Community Bank Limited has a track record of making Community Development and Investment funding go further.
  - Save through your pay
    
    Save through your pay
    
    Our Save and Borrow through your pay scheme allows your employees to borrow and save money quickly and easily, direct from their wages.
  - Young savers
    
    Young savers
    
    We believe saving as a habit is best introduced at an early age.
  - Financial awareness sessions
    
    Financial awareness sessions
    
    Our Financial Awareness sessions for year 11 to year 13 aim to deliver not only the tools to manage finances, but instill the mindset of financial awareness.
About us
- About us
  - Mission statement
    
    Mission statement
    
    Our inclusive ‘live and work’ account holdership drives forward a sustainable organisation.
  - Meet the board
    
    Meet the board
  - Contact us
    
    Contact us
    
    For queries and help with your community bank accounts, loans and online banking services.
  - Branches
    
    Branches
    
    Find your nearest branch.
  - General terms and conditions
    
    General terms and conditions
    
    Important information about your community bank.

home > loans > terms and conditions >

Terms and Conditions

All our loans are provided subject to status and affordability.

Please be aware that you may pay more interest if your loan repayments are not received on time.

Should you experience any difficulties in meeting repayment commitments then please contact us directly to discuss the situation so we can find a way to best work with you during this period, we will treat all matters sympathetically and in total confidence.

You may also be interested in...

Personal Loans

Offering fair and affordable loans for a variety of purposes that are built around your needs.

Business Loans

You can count on us to provide a business loan solution at a competitive rate with flexible terms.

Community Group Loans

If you need help funding activities to benefit your local community, whether it is for a community project or developing your local area.

Terms and Conditions

All our loans are provided subject to status and affordability.